Help with Select Statement

Hello everyone, I have query that I could use some help with.

I have three tables contact, people address.

The contact table has a one to many relationship to people and address

The people and address tables have contact_id as a foreign key.  In 
addition, the address table has a people_id field.

The address.people_id field can have one of two values. 1) the id of a 
person related to the same contact or 2) 0 which indicates the address 
is the default record.

I'd like to perform a query which selects:

people.first_name, people.last_name, address.city, address.province

I'm having a problem getting my desired values in the address.city and 
address.province fields as there are 3 potential options for each 
person.

1) If the address.people_id field matches the person, use the city and 
province values,

2) If there is no address record with a matching people_id then use the 
default 0 address record values.

3) If there is no address record with a matching people_id or the 
default 0 then fill address.city, address.province with null values

I'd only like to have one record returned for each person.

Thanks for any help.

Kevin Lohka